Affordability calculator

Know your number
before you call.

Enter your monthly income and essential expenses, and we'll suggest an instalment you can actually sustain. Nothing is stored or sent — the numbers stay on your device.

Input / monthly

R

R
R
R
R
R
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Total expensesR 0

Output / affordability

of income spent

Disposable income

R —

What remains each month after your essential expenses.


Suggested monthly instalment

Cautious · 25%

R —

Slow and safe

Balanced · 35%

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Most sustainable

Committed · 50%

R —

Fastest payoff

This calculator provides guidance only and does not constitute financial advice or an offer of settlement terms. All payment arrangements are subject to assessment and confirmation by VVM.